NE Ewing Street

Bainbridge Island | Washington

Cottage Escape

Your Retreat

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Pondra Perkins

Presented At

$1,249,500

Bedrooms

Bathrooms

Living

901

SQFT

9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States. - Photo 1

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9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States. - Photo 5

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9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States. - Photo 10

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9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States. - Photo 13

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9986

NE Ewing Street

Bainbridge Island | Washington

9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States. , Bainbridge Island , Washington 98110

9986 Ne Ewing St, Bainbridge Island, Wa 98110

Legacy waterfront cottage cherished by one family for generations. Unbelievably expansive views from the Olympics to the Cascades, and Eagle Harbor’s marinas and ferries. Enjoy 52’ of private waterfront with a viewing platform, and end-of-lane privacy in a lush park-like garden setting. Inside, this pristinely maintained 1905 cottage retains its timeless charm while offering thoughtful updates made over the years. Includes spring-fed community water system, storage sheds, and parking for multiple vehicles. Less than 4 miles to Winslow, and ferry to downtown Seattle—ideal for commuters seeking a peaceful island getaway!

Property

3D Street View Tour

Property Location

9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States., Bainbridge Island Washington

Local Weather & Climate

Bainbridge Island, Washington

Current Conditions Updated recently

37 °F

Mist

Feels Like 33°F

Humidity 96%

Wind 5 mph

Visibility 4 mi

Sunrise 2:25 PM

Sunset 2:13 AM

5-Day Forecast

Sat 14 Mar

Rain

High 40°

Low 35°

Sun 15 Mar

Clouds

High 44°

Low 32°

Mon 16 Mar

Clouds

High 47°

Low 39°

Tue 17 Mar

Clouds

High 50°

Low 46°

Wed 18 Mar

Rain

High 51°

Low 48°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Bainbridge Island?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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$124,950,000

9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States.

Bainbridge Island, Washington 98110

2 Beds

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Market Opinion

Ultra Luxury 105.2× median

View prices in:

Our perspective on current market conditions in Bainbridge Island. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Local Market Price Trends

Median home sale prices in Bainbridge Island, Washington — ZIP code 98110 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $124,950,000

Area median: $1,187,472

+1.1% year-over-year (below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $1,249,500 20% down ($249,900)

36.3 years

Double Your Investment

Based on current market trends, your property value could double

$654,422

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$6,650

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$2,214,921

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.6x

Leverage Power

Your $249,900 down payment could grow to $654,422 in equity (10 yrs)

Investment Perspective

$1 → $1.21

Every dollar invested today could become $1.21 in 10 years

$100 → 121 $1,000 → $1,210

$66/day

Your home may appreciate while you sleep

$463/week $2,006/mo $24,072/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$205K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -21% advantage over stocks

-$688K

+$654K

$654K Potential Equity

vs $688K lost to rent over 10 years

$250K Down Payment Growth

2.6x

10yr

$654K

20yr

$1.3M

8.9x

30yr

$2.2M

Wealth Comparison

×5

Equivalent to 5 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $2.2M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

36.3

years

Market-Based Opportunity

1.93% effective/yr

17.6

years

Optimistic

4.02% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $1.5M +18%

Market $1.5M +21%

Optimistic $1.9M +48%

$654K est. equity

20 Years

Conservative $1.7M +39%

Market $1.8M +46%

Optimistic $2.7M +120%

$1.3M est. equity

30 Years

Conservative $2.0M +63%

Market $2.2M +77%

Optimistic $4.1M +226%

$2.2M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.8% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.9%. Market scenario reflects current 2.8% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 98110 • 2022 ACS Data

24,681 Population

Median Age: 49.0

$151,290 Median Income

Very High

$985,400 Median Home Value

Rent: $1,965

73.8% College Graduates

Very High

Housing

Homeowners 75.2%

Renters 17.4%

Vacancy Rate 7.4%

Employment

2.9% Unemployment

44.3% Work From Home

Education Attainment (Age 25+)

High School+ 99.6%

Bachelor's+ 73.8%

Graduate+ 34.8%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Bainbridge Island

Balanced Market Balanced market conditions

$1,187,472

Median Sale Price

$3,092/mo

Avg Rent

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States have?

This house at 9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States features 2 bedrooms with 901 square feet of living space.

What is the size of 9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States?

This property offers 901 square feet of living space.

What is the listing price for 9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States?

This property is listed at $124,950,000, which equals $138679 per square foot.

What are the current real estate market conditions in Bainbridge Island?

In Bainbridge Island, home prices have increased 1.1% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Bainbridge Island?

Based on current market indicators, Bainbridge Island shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 9986 NE Ewing Street , Bainbridge Island, WA 98110, Bainbridge Island, Washington, United States?

This is a house located in Bainbridge Island, Washington. The property is situated in an established neighborhood with convenient access to local amenities and services.

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